Terms of Use

Welcome to Zand Loans, operated by Daniel Zand Loans Corp. These Terms of Use govern your use of www.zandloans.com (the "Website") and the services provided therein. By accessing or using our Website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Website.

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1. Acceptance of Terms

By accessing or using the Website, you agree to these Terms of Use and to any additional terms applicable to certain programs or services in which you may elect to participate. These Terms of Use may be updated from time to time without notice to you. It is your responsibility to review these Terms of Use periodically for changes. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

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2. Services Provided

Zand Loans, operated by Daniel Zand Loans Corp., provides information about loan services offered by Daniel Zand, a licensed loan officer. The Website may also provide access to certain services such as loan applications, calculators, and other tools.

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3. Use of Website

You agree to use the Website only for lawful purposes and in accordance with these Terms of Use. You are prohibited from:

• Using the Website in any way that violates any applicable federal, state, local, or international law or regulation.

• Posting or transmitting any unlawful, threatening, defamatory, obscene, or otherwise objectionable content.

• Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.

• Interfering with or disrupting the operation of the Website or servers or networks connected to the Website.

• Using any data mining, robots, or similar data gathering or extraction methods.

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4. Intellectual Property

The content on the Website, including text, graphics, logos, images, and software, is the property of Daniel Zand Loans Corp. or its licensors and is protected by copyright and other intellectual property laws. You may not modify, reproduce, distribute, or display any portion of the Website without the prior written consent of Daniel Zand Loans Corp.

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5. Privacy Policy

Your use of the Website is governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your information.

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6. Disclaimer of Warranties

THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. DANIEL ZAND LOANS CORP. (ZAND LOANS) MAKES NO WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON THE WEBSITE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, DANIEL ZAND LOANS CORP. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

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7. Limitation of Liability

IN NO EVENT SHALL DANIEL ZAND LOANS CORP. BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE WEBSITE OR THE DELAY OR INABILITY TO USE THE WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF DANIEL ZAND LOANS CORP. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

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8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use shall be filed only in the state or federal courts located in Los Angeles County, California, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

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9. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Zand Loans (Daniel Zand Loans Corp.)
3751 Cahuenga Blvd W
Studio City, Los Angeles, CA 91604
Email: danielz@shawbrookinc.com

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10. Effective Date

These Terms of Use are effective as of May 13, 2024.